Michelle Smith, Branch Manager

Michelle Smith

Branch Manager

Michelle is a seasoned banking professional with more than a decade of experience. She currently serves as a branch manager and consumer lender, helping individuals and small businesses pursue their financial goals through personalized guidance and trusted banking solutions.

Certified through the Consumer Lending School through the South Carolina Bankers Association, Michelle is also actively involved in her community as a member of the Seneca Business Development Support Center (SBDSC) and the Oconee County Chamber of Commerce.

“To me, banking is about people—leading with love and respect to build genuine partnerships grounded in care and trust.”
Email MeCall Me
Michelle Smith, NMLS #2479709
449 By Pass 123
Seneca, SC 29678
US
(864) 364-6127
(864) 364-6127Get Directions

Bank Hours

Day of the WeekHours
Monday8:30 AM - 5:00 PM
Tuesday8:30 AM - 5:00 PM
Wednesday8:30 AM - 5:00 PM
Thursday8:30 AM - 5:00 PM
Friday8:30 AM - 5:00 PM
SaturdayClosed
SundayClosed
Day of the WeekHours

About TowneBank

TowneBank opened in 1999 and is now one of the largest banks headquartered in Virginia. Founded in Hampton Roads, locations now stretch from the coast to Richmond and central Virginia, and in North Carolina from the Outer Banks to Charlotte. Our bankers can help you with both business and personal banking services. Along with our talented and experienced bankers, the Towne family of services includes mortgage, insurance and investment specialists who can help you with all of your financial needs. Throughout our growth, we have never lost sight of our roots: local decision-making, community leadership, volunteerism, philanthropy and a culture of caring.
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